Up 7.1% for Q1. 70/30
February underperformance continues. Hurt due to overweight in Apple and to a certain degree "outflows" from savings (I don't differentiate between investment accounts and overall. Now that I am retired, I am definitely spending more $ than what is coming in, eventually that situation should rectify itself when I get social security...whenever I decide to do that.)
Preliminary February 2024 results:
January: -0.2%
February: +0.7%
YTD: +0.5%
YoY: +8.7%
Since 12/31/22:+11.5%
Since high [12/31/21]: -1.6%
Since 12/31/20: +9.9%
Since 12/31/19: +25.0%
Ytd: +19.7%
2023: +22%
2022: +11%
2021: +38%
I’m amazed anyone can post their numbers for March yet, considering none of my banks and credit unions have posted their interest payments yet.
That's logical and makes it easier to calculate. When I started tracking, I included all liquid assets since I might have the occasional wad of cash at the bank that was destined for the investment bucket. Cash is going to be a drag on the calculated rate, but not a big one if the segregated spending account is a small fraction of the liquid assets. Anyway...We don't count balances in our bank because those are for ongoing and lumpy expenses. They are not investments.