31 and would like to retire in 25 years with at least 1 million..... How?

Open up a spreadsheet and figure it out. If you don't pay any taxes from your savings (ie. you use other earned funds for taxes), increase your savings every year by 3%, and assume a 7% rate of return - you'll get to $1M at age 60 if you start with $5000 savings this year.

But like others have said - to have the purchase power of $1M today, you'll need $2.36M by age 60.

Spreadsheets are fun! They save you from going out and spending your hard earned money.
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