I'm 32 and my wife is 28. We were just married earlier this year. We opened her Roth this year and I'm trying to determine if we should invest in the same funds as mine.
What do you guys think about our progress so far, any recommendations or things we could improve on?
We rent, and we're debt free with no kids and together we are able to save around $44K annually. Here is our current portfolio.
Our current allocation is 55% US, 25% Int, and 15% bonds.
Mine
Thrift Savings plan
C fund S&P 500
S fund Small caps
F fund Fixed income/bonds
Roth
VG total Stock market VTSAX
VG total Int VTIAX
Taxable
VG total int VTIAX
VG 500 index VFIAX
Hers
Thrift Savings plan
C fund S&P 500
S fund Small caps
I International funds
Roth
Still undecided but looking at either doing the same as mine or splitting the $5500 annually between these two funds. Any thoughts?
Vanguard total stock market and Vanguard total Bond market
What do you guys think about our progress so far, any recommendations or things we could improve on?
We rent, and we're debt free with no kids and together we are able to save around $44K annually. Here is our current portfolio.
Our current allocation is 55% US, 25% Int, and 15% bonds.
Mine
Thrift Savings plan
C fund S&P 500
S fund Small caps
F fund Fixed income/bonds
Roth
VG total Stock market VTSAX
VG total Int VTIAX
Taxable
VG total int VTIAX
VG 500 index VFIAX
Hers
Thrift Savings plan
C fund S&P 500
S fund Small caps
I International funds
Roth
Still undecided but looking at either doing the same as mine or splitting the $5500 annually between these two funds. Any thoughts?
Vanguard total stock market and Vanguard total Bond market