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Recycles dryer sheets
One of the pieces of advice in Bernstein's new book is keeping a simple investment allocation. He mentions a couple of times that he has no problem with someone who wants to hold Vang. Total Stock and Vang. Total Int'l. Stock funds as their portfolio. Isn't that really like a target date fund? Does anyone have this simple portfolio and do you rebalance it at the end of each year or so?