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Recycles dryer sheets
Isn't all the talk about emergency fund really for those who are financially ignorant? Meaning most of us have figured this out to some degree. This being live below your means, invest prudently, etc etc. Most of us really don't need emergency funds because we're not so financially challenged that we can't handle it when our refrigerator fails or whatever.
We don't have anything called our emergency fund, but we do have $200k sitting in savings/checking/taxable cash equivalents. Too much for my liking, but it helps the DW sleep better.
We don't have anything called our emergency fund, but we do have $200k sitting in savings/checking/taxable cash equivalents. Too much for my liking, but it helps the DW sleep better.