Ah - thank you for that 'qualification'
That was a missing piece of information to my understanding of how dividends are distributed by the total index funds.
My original poorly worded post was in regards to several other on-line posts and articles stating that dividends ('ordinary') are - ok, maybe not 'evil', but not tax efficient in an after tax portfolio.
I feel more inclined now to do some slow AA changes to fewer funds and ETFs because I do like the idea of a lazy portfolio in FIRE.
That was a missing piece of information to my understanding of how dividends are distributed by the total index funds.
My original poorly worded post was in regards to several other on-line posts and articles stating that dividends ('ordinary') are - ok, maybe not 'evil', but not tax efficient in an after tax portfolio.
I feel more inclined now to do some slow AA changes to fewer funds and ETFs because I do like the idea of a lazy portfolio in FIRE.