I want to build a 3 year cash bucket in my husband’s 403b. I don’t have many options. Any thoughts on how to pick one fund or the other. He is retiring in 4 years. We will need to take distributions every year from this account. I have the option of AUL stable value. They don’t say the interest rate but is was 1% six months ago when I called to inquire. I have tried to research each fund and this is what I found. My other choices are:
EVBLX Eaton Vance Floating Rate - B & BB bonds 1.11% ER
MWTRX Met West Total return - Gov and AAA .65%ER
BHYAX Blackrock High Yield mostly B & BB rated bonds .94 ER
EADOX. Eaton Vance Emerging Mkt Debt Opportunity 1.02 ER
My husband is a pastor and there are huge tax advantages to leaving it in a church sponsored 403b because what you use for housing comes out tax free.
EVBLX Eaton Vance Floating Rate - B & BB bonds 1.11% ER
MWTRX Met West Total return - Gov and AAA .65%ER
BHYAX Blackrock High Yield mostly B & BB rated bonds .94 ER
EADOX. Eaton Vance Emerging Mkt Debt Opportunity 1.02 ER
My husband is a pastor and there are huge tax advantages to leaving it in a church sponsored 403b because what you use for housing comes out tax free.
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