I started to chase around finding banks that had good CD rates. A pain, had to apply for a new account at the bank(s)--even if I already had a checking/savings account at that bank. And they all will automatically renew the CD at maturity unless you tell them not to within 7-10 days of maturity.
I was checking rates at places link bankrate.com, then going to the bank's web site. Then I remembered hearing about brokered CDs, so I looked at a couple of stock brokers, etrade and schwab, to see what they had. Wow! super easy. Easy to see CD rates & terms, easy to buy, no need to apply for the CD at the bank, just order it at the broker. Also, etrade (maybe others, don't know) does *not* renew the CD at maturity, they just deposit the money bank into your broker account.
Currently showing 5.35%-5.4% for 6 & 9 month CDs, 5.55% for 1 year.
For a 5 year, 5.35% interest paid monthly.