ocean view
Full time employment: Posting here.
I’ve had the Citibank 2% card since 2010. We pay as much as possible with it and never had a problem, never even been hacked (knock on wood). I take a statement credit each month for the rebate.
We don’t bank with Citibank, so I have it set up as a payee with my online bill pay, just like all the utilities. No big deal. I always have the payment sent so that it is credited 1 day before the bill is due. No reason to give them your money early, unless you are up against your credit limit. In that case, just ask for an increase. If you pay it off every month they won’t decline the request.
Is there a reason you pay off your balance before even being sent a bill? They will give you 20 days or so to pay before they assess interest.
We don’t bank with Citibank, so I have it set up as a payee with my online bill pay, just like all the utilities. No big deal. I always have the payment sent so that it is credited 1 day before the bill is due. No reason to give them your money early, unless you are up against your credit limit. In that case, just ask for an increase. If you pay it off every month they won’t decline the request.
Is there a reason you pay off your balance before even being sent a bill? They will give you 20 days or so to pay before they assess interest.