WyomingLife
Recycles dryer sheets
Original Post Here: http://www.early-retirement.org/for...-to-fire-but-health-considerations-93775.html
Differences from that post are:
Ages: 55/59
Status: Still W$rking
AA: De-risked down from 85/15 to roughly 62/32/6 (equity/fixed/cash); I think I we should de-risk further, perhaps to 50/44/6. Thoughts?
NW: $4M (with house); $3.7M (without house); it is remarkable to see the market at work
Monthly budget: We are down to roughly $5000 (can provide more details if desired); this would increase under a non-subsidy ACA scenario, however
Health Needs: Still a worry
+++
I think our SWR is now at 1.6%, which would seem to be pretty dang conservative
+++
Based on the above, I'm still w$rking for largely spousal and psychological reasons; looking for an exit but these considerations are more challenging than one might expect, in my personal view
Differences from that post are:
Ages: 55/59
Status: Still W$rking
AA: De-risked down from 85/15 to roughly 62/32/6 (equity/fixed/cash); I think I we should de-risk further, perhaps to 50/44/6. Thoughts?
NW: $4M (with house); $3.7M (without house); it is remarkable to see the market at work
Monthly budget: We are down to roughly $5000 (can provide more details if desired); this would increase under a non-subsidy ACA scenario, however
Health Needs: Still a worry
+++
I think our SWR is now at 1.6%, which would seem to be pretty dang conservative
+++
Based on the above, I'm still w$rking for largely spousal and psychological reasons; looking for an exit but these considerations are more challenging than one might expect, in my personal view