read the link, but can someone dumb it done for me.
currently spouse and I have HSA, individual contributions, plan is to contribute the max 3500 each this year, however we plan to switch insurance from employer HSA eligible plan to Tricare ,should be eligible to to that around November , but effects our contribution limits we can wait until January 2022.
just to keep in the theme of this thread, we are class of 2022 was planning on May but this is now delayed to November 2022 due to spouse mobilized for the military, the reason for switching to Tricare.