I'm still employed, but planning ER in about 6 long...... months. I plan to stick with what is left of my company's retirement medical coverage, but am confused about some of the posts and premiums I read in this forum. I admit, I've not spent a ton of time investigating the subject yet.
I qualify for two options through my company for myself + spouse: 1) $500/$1000 Deduct, MOOP $4000/$8000 at $680/mo., 2) $1500/$3000 Deduct, MOOP $4000/$8000 at $510/mo. There is no assurance that they will continue to even offer these options, so I started looking outside.
I live in Ohio, am considered "pre-diabetic" cause my glucose has stayed the same for the last 30 years and ocassionally exceeds 100. I'm "pre-diabetic" because I'm now over 55 (57) in my opinion, and am now on Metformin.
I called BCBS and gave them my age and answered their questions. They weren't too interested in me, and offerred a plan at around $1000/mo., didn't even get to discussing my wife who takes preventive blood pressure medications.
I'm healthy, as is my wife, never have been in the hospital in decades, no physical issues, and low medical cost history. What am I missing reading about premiums in the low hundreds when I'm being quoted in the thousands?
Thanks for any replies!
I qualify for two options through my company for myself + spouse: 1) $500/$1000 Deduct, MOOP $4000/$8000 at $680/mo., 2) $1500/$3000 Deduct, MOOP $4000/$8000 at $510/mo. There is no assurance that they will continue to even offer these options, so I started looking outside.
I live in Ohio, am considered "pre-diabetic" cause my glucose has stayed the same for the last 30 years and ocassionally exceeds 100. I'm "pre-diabetic" because I'm now over 55 (57) in my opinion, and am now on Metformin.
I called BCBS and gave them my age and answered their questions. They weren't too interested in me, and offerred a plan at around $1000/mo., didn't even get to discussing my wife who takes preventive blood pressure medications.
I'm healthy, as is my wife, never have been in the hospital in decades, no physical issues, and low medical cost history. What am I missing reading about premiums in the low hundreds when I'm being quoted in the thousands?
Thanks for any replies!