I couldn't find a thread for this question. Perhaps it's silly.
When running retirement calculators do you subtract dividends from the $$ amount needed for expenses? Or is it assumed that the dividends are already calculated into the appreciation value of the investment. Since the thought is dividend stocks don't appreciate as much as growth stocks, the two are ultimately equal by comparison when dividends get factored back into the equation.
When running retirement calculators do you subtract dividends from the $$ amount needed for expenses? Or is it assumed that the dividends are already calculated into the appreciation value of the investment. Since the thought is dividend stocks don't appreciate as much as growth stocks, the two are ultimately equal by comparison when dividends get factored back into the equation.