Good Morning: I am 53 yrs old,and I have worked as a firefighter in a large city for 30 yrs.I will receive $4,250 per month with a 3% cola for life.I have $700,000 in my 457 account ( 50% total stock market vanguard index fund,and 50% in bond funds and stable value funds).My only debt is $140,000 mortgage at 4.5 % on a $210,000 house.Children are out of college and on their own with good jobs. Wife does not work.I want to retire now and continue to live in the Midwest 9 months,and Fla. for the winter.I could work 3 more years, but it is a young person's job,and I want to retire now.I have the opportunity to work part-time in a career that is whitecollar,and not physical.I would like to be done with firefighting in sub zero winters. I would appreciate any advice.Thanks,JPG.