steady saver
Recycles dryer sheets
- Joined
- Apr 10, 2013
- Messages
- 498
Last year I switched most of my purchases to the Fidelity Rewards credit card (I love that card) but I missed the deadline and automatically paid for my Citi Aadvantage card which carries a yearly fee of $99. We've had that card 25-30 years...And we have always found trying to renew it for airline tickets a royal pain with all of the blackout dates... (I hate that card.)
The Citi card comes up for renewal on June 1st and I am going to drop it. But I remember reading somewhere here that dropping a credit card can affect your credit rating and that it was suggested that we simply tell Citi that we want to move out of the fee based card to a no-fee card.
The ONLY reason I would do that is so it wouldn't affect our credit rating. I am more than happy with the Fidelity card, my Amazon Prime card, and our Costco Visa.
I'd appreciate input on whether it makes sense to switch cards, or simply to drop it. The last time I looked, our credit rating was 786.
Thanks!
The Citi card comes up for renewal on June 1st and I am going to drop it. But I remember reading somewhere here that dropping a credit card can affect your credit rating and that it was suggested that we simply tell Citi that we want to move out of the fee based card to a no-fee card.
The ONLY reason I would do that is so it wouldn't affect our credit rating. I am more than happy with the Fidelity card, my Amazon Prime card, and our Costco Visa.
I'd appreciate input on whether it makes sense to switch cards, or simply to drop it. The last time I looked, our credit rating was 786.
Thanks!