I've been accumulating for some time now but am quite naive on distributing, is there any easy way to estimate what the capital gains would be if you took x amount from a fund?
For example if I've been tossing money every month into VTIAX for a few years and thru next year and wish to estimate how much of a capital gains hit I'd take when I retired and started drawing from it in 2015. I've poked around on the Vanguard site a bit but found nothing I could make use of.
Reason is for healthcare subsidies estimates, I know we'll be selling from our taxable accounts for income (along with 457 up to the std deduction + exemptions, and dividends from taxable accounts) and I've got a reasonable guess of how much we'd need to sell but just no sure how that is going to make our income look in the eyes of the IRS.
Thanks!
For example if I've been tossing money every month into VTIAX for a few years and thru next year and wish to estimate how much of a capital gains hit I'd take when I retired and started drawing from it in 2015. I've poked around on the Vanguard site a bit but found nothing I could make use of.
Reason is for healthcare subsidies estimates, I know we'll be selling from our taxable accounts for income (along with 457 up to the std deduction + exemptions, and dividends from taxable accounts) and I've got a reasonable guess of how much we'd need to sell but just no sure how that is going to make our income look in the eyes of the IRS.
Thanks!