Lagniappe
Recycles dryer sheets
- Joined
- Mar 21, 2006
- Messages
- 406
Maybe it is just one of those days, but do you ever feel like taking what you've managed to save to date, and chucking it? I am saving >30% of my gross to enable me to maintain a lifestyle in a relatively high cost area into retirement. Should I just take my chips off the table, and make a lower cost life in a different area? It's doable on what I've saved so far (assuming I don't lose much of my down payment on expensive bay area real estate - I bought at what looks like the peak) in many parts of the country - but definitely not where I'm living now.
Complicating factors - I'm single, relatively young (40), and I like where I live. Much of my social network is here. But my job is stressful, and now that my FU fund has reached a point where I could live (somewhere) on it, dealing with the BS is way more frustrating than it used to be.
If I need to move to a lower cost area, even if it is not tomorrow, maybe I should get out of the real estate (which is causing me great stress given the amount of my net worth it ties up) and rent, which will enable me to boost my savings to more like 40% of gross while dealing with the BS?
Like I said, maybe it's just one of those days...
Complicating factors - I'm single, relatively young (40), and I like where I live. Much of my social network is here. But my job is stressful, and now that my FU fund has reached a point where I could live (somewhere) on it, dealing with the BS is way more frustrating than it used to be.
If I need to move to a lower cost area, even if it is not tomorrow, maybe I should get out of the real estate (which is causing me great stress given the amount of my net worth it ties up) and rent, which will enable me to boost my savings to more like 40% of gross while dealing with the BS?
Like I said, maybe it's just one of those days...