I was driving in to work this morning on the mean streets of South Western PA when the guy in front of me decided to stop and rubber neck at the accident across the interstate and..... well apparently my car does not stop as quickly as his. Long story short, even though his rear bumper was lacking the ground clearance it had just previously had he was not interested in collecting my insurance information (I offered twice). Not that I complaining!
Anyway, my car now has some cosmetic bumper damage (a small hole and cracked and peeling paint), its pushed in a smidge which caused some small damage in the form of missing paint to the base of the hood. My car is a paid for 2007 Accord with 60K miles and my goal is to make it last 10 more years. From doing some quick research it looks like it will cost around $1500 to get it repaired correctly. My current deductible is $500 and I have a clean record and have never filed a claim.
At the present time due to the harsh winters, future rust problems and to enhance the chance of hitting my 10 year goal I am leaning towards getting it repaired. Does anyone know if filing one claim will cause an insurance premium to increase and if so any idea on percentage? Also, because I love to hear the input from the forum...... What would you do? Would you get it repaired? Would you choose another option that I didn't think of?
Anyway, my car now has some cosmetic bumper damage (a small hole and cracked and peeling paint), its pushed in a smidge which caused some small damage in the form of missing paint to the base of the hood. My car is a paid for 2007 Accord with 60K miles and my goal is to make it last 10 more years. From doing some quick research it looks like it will cost around $1500 to get it repaired correctly. My current deductible is $500 and I have a clean record and have never filed a claim.
At the present time due to the harsh winters, future rust problems and to enhance the chance of hitting my 10 year goal I am leaning towards getting it repaired. Does anyone know if filing one claim will cause an insurance premium to increase and if so any idea on percentage? Also, because I love to hear the input from the forum...... What would you do? Would you get it repaired? Would you choose another option that I didn't think of?