My wife and I, along with my sister and brother in law, just recently returned from 3 weeks in Hawaii. Great trip! Unfortunately during the trip I had a fender bender in a parking lot with a Hertz rental car. Very minor damage to the other car but quarter panel on our rental car was severely damaged. I called the police and they wrote a report. We went back to Hertz and they wrote a damage report and we got a different vehicle. I then called my insurance agent to see how to handle this. They said I needed to handle the settlement directly with Hertz, then I could file a claim with my auto insurance.
Here's a complicating factor: The rental car contract was in my brother in law's name and I was listed as an alternate driver. He paid the rental with his credit card. He did not purchase any of the insurance offered by Hertz, figuring our own auto insurance would cover any damages, or as an alternate the credit card benefit includes collision coverage.
Its been about three weeks and I have not heard from Hertz.
Any suggestions how to handle this? Should I file against my own auto insurance? Can my brother in law file against his credit card?
Here's a complicating factor: The rental car contract was in my brother in law's name and I was listed as an alternate driver. He paid the rental with his credit card. He did not purchase any of the insurance offered by Hertz, figuring our own auto insurance would cover any damages, or as an alternate the credit card benefit includes collision coverage.
Its been about three weeks and I have not heard from Hertz.
Any suggestions how to handle this? Should I file against my own auto insurance? Can my brother in law file against his credit card?