My DH retirement is looming and we're trying to decide what to do about 401k contributions in the final year. Do we max them out (save on taxes now, convert to Roth next year at lower tax rate) or stop them completely in order to have more cash (to cover SRR concerns or have money on hand to manage income for possible healthcare subsidies)?
Did you increase/decrease your 401k contributions as you were on the final stretch? Why/why not?
Did you increase/decrease your 401k contributions as you were on the final stretch? Why/why not?