At most financial dinners, the analyst are selling a class of fixed annuities. A subclass of fixed annuities is equity indexed annuities. These are for a fixed term; however their interest is not guaranteed, but rather tied to an index, such as the S&P 500. My question is: Why are they pushing these annuities? Are the finders fees large? or, is it me and I should move most of my money into one.