I can finally post!
So, for my first, I found that firecalc.com can read cents.
For a 100% success rate, 20 years @ $30,000/per year (Social Security not included, of course) will require a portfolio somewhere between $678,140.50 (99.2% success rate with the worst case of -$0) and $678,140.51 (100% success rate with the worst case of +$0).
I was going to try fractions of cents, but I'm afraid that it might run into hundredths or thousandths (or quadrillionths) of cents and I'd never be able to go the office to earn those remaining hundreds of thousands to get to $678,140.51.
And, yes, I think 20 years will just about do it and, yes, $30K plus Social Security is plenty for DirecTV, taxes, insurance, heat, light and the occasional car or house repair.
So, for my first, I found that firecalc.com can read cents.
For a 100% success rate, 20 years @ $30,000/per year (Social Security not included, of course) will require a portfolio somewhere between $678,140.50 (99.2% success rate with the worst case of -$0) and $678,140.51 (100% success rate with the worst case of +$0).
I was going to try fractions of cents, but I'm afraid that it might run into hundredths or thousandths (or quadrillionths) of cents and I'd never be able to go the office to earn those remaining hundreds of thousands to get to $678,140.51.
And, yes, I think 20 years will just about do it and, yes, $30K plus Social Security is plenty for DirecTV, taxes, insurance, heat, light and the occasional car or house repair.