I am about to enroll in Florida BCBS for April 1 (special enrollment due to a move from TX where the health insurance options are awful).
I have no health conditions (that I know of), rarely use health services, have no prescriptions. I am really looking for catastrophic insurance rather than prepaid health care.
I do not get ACA subsidies.
My best options appear to be (monthly premium / deductible / out-of-pocket max):
I assume that if I take an HSA policy for April-Dec (9 months) I will be able to make a 2020 HSA contribution of 75% of HSA+catch-up. Correct? My current 2020 poloicy is not an HSA policy
Thoughts?
I have no health conditions (that I know of), rarely use health services, have no prescriptions. I am really looking for catastrophic insurance rather than prepaid health care.
I do not get ACA subsidies.
My best options appear to be (monthly premium / deductible / out-of-pocket max):
- Blue Select Bronze 1452 . . . . . . . . ($762 /$8150 /$8150)
- Blue Select Silver 1836 . . . . . . . . .($773 /$5800 /$8150)
- Blue Select Bronze (HSA) 1735 . . . .($805 /$6000 /$6000)
I assume that if I take an HSA policy for April-Dec (9 months) I will be able to make a 2020 HSA contribution of 75% of HSA+catch-up. Correct? My current 2020 poloicy is not an HSA policy
Thoughts?