Amethyst
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Dec 21, 2008
- Messages
- 12,683
Bottom line: I tripped and fell in front of a business, went to the ER, and now my insurance company is asking questions about responsibility. I am improving, and don't want to start a legal battle.
Background: Back in July, my foot hit a rubber mat on a concrete sidewalk directly in front of a business, causing me to trip and fall and re-sprain a healing hamstring (ow!!).
Employees helped me inside and gave me first aid for a scraped knee. I walked away (limping slightly). Later, I went to the ER due to pain. Xrays found no fracture. I was instructed to see an orthopedic surgeon, who determined that I'd re-injured my left hamstring. I am in physical therapy, which is helping.
The ER billed BCBS almost $2,000; my co-pay was $250.00.
I just got a questionnaire from Florida Blue seeking to find out if another party is responsible for my costs. It asks if I was injured at work, at home, or on someone else's property, and asks me to describe what happened. I responded to "name address of other party," but should I have mentioned the business?
It would be a lie to say I tripped at home, but I have no desire to get involved in any legal wrangling over responsibility.
Background: Back in July, my foot hit a rubber mat on a concrete sidewalk directly in front of a business, causing me to trip and fall and re-sprain a healing hamstring (ow!!).
Employees helped me inside and gave me first aid for a scraped knee. I walked away (limping slightly). Later, I went to the ER due to pain. Xrays found no fracture. I was instructed to see an orthopedic surgeon, who determined that I'd re-injured my left hamstring. I am in physical therapy, which is helping.
The ER billed BCBS almost $2,000; my co-pay was $250.00.
I just got a questionnaire from Florida Blue seeking to find out if another party is responsible for my costs. It asks if I was injured at work, at home, or on someone else's property, and asks me to describe what happened. I responded to "name address of other party," but should I have mentioned the business?
It would be a lie to say I tripped at home, but I have no desire to get involved in any legal wrangling over responsibility.