Essentially sat out the 2008 recession as I was young, scared, and had an unstable job for 4yrs.
Now my job is very stable with the ability to work as much OT as I want. Have nearly 500k in funds between IRA’s, 401k’s, and a brokerage. The brokerage was started in early 2018 and is our emergency fund invested in vanguards conservative 50/50 fund.
As of 3 weeks ago started slowly DCA’ing the rest of our savings and current extra cash flow into VTSAX. When the market drops 2 days in a row I put more in. The greater the drop the greater the investment.
We are mid 30’s, 3 young kids, wife is SAHM. I enjoy working but am simply striving for FI by 40ish. Emergency fund will be credit cards and then cash flow or taxable account if needed.
Anyone else going all in? Nervous but want to trust the process and think I’m finally mature enough to tune out the noise and trust people smarter and wiser than me.
Now my job is very stable with the ability to work as much OT as I want. Have nearly 500k in funds between IRA’s, 401k’s, and a brokerage. The brokerage was started in early 2018 and is our emergency fund invested in vanguards conservative 50/50 fund.
As of 3 weeks ago started slowly DCA’ing the rest of our savings and current extra cash flow into VTSAX. When the market drops 2 days in a row I put more in. The greater the drop the greater the investment.
We are mid 30’s, 3 young kids, wife is SAHM. I enjoy working but am simply striving for FI by 40ish. Emergency fund will be credit cards and then cash flow or taxable account if needed.
Anyone else going all in? Nervous but want to trust the process and think I’m finally mature enough to tune out the noise and trust people smarter and wiser than me.