W2R
Moderator Emeritus
Has anyone considered not applying for Social Security unless you need it?
I was required to contribute to SS with each job that I held, and my employers were required to contribute their share which otherwise would have been part of my salary (in my opinion). I could have taken all of this money and invested it, had it not gone to SS.
Therefore, I will apply for SS and take a sum equal to the investment (earnings and principal) of the required "contributions" that were taken from me. This money is rightfully mine.
If there should be any left over after that (which I seriously doubt), then I will consider what to do with that money at that time.