Have not used my HELOC checks - do you just write a check to yourself?

[cyber888]

I have not used my HELOC checks at all. Those of you who have used your HELOC - do you usually just write a check to yourself and deposit it in your bank, or if you have an online bank - just scan the check ?

 

[SecondCor521]

I've had but never used a HELOC. However, what you describe would be one way to draw on it.

 

[rantk81]

You can link your HELOC to your checking account, and just ACH (or wire, if you want) the funds back-and-forth as much as you need to. No reason to use paper checks for that.

 

[cyber888]

You can link your HELOC to your checking account, and just ACH (or wire, if you want) the funds back-and-forth as much as you need to. No reason to use paper checks for that.

Not mine. Other HELOCs have that feature, but not my HELOC, unless I create checking account with them. They won't allow external accounts.

 

[rantk81]

Not mine. Other HELOCs have that feature, but not my HELOC, unless I create checking account with them. They won't allow external accounts.

If you have checks against the HELOC account, presumably there is a routing number and account number associated with it? Can you try linking to that, from your other/external checking accounts?

 

[cyber888]

If you have checks against the HELOC account, presumably there is a routing number and account number associated with it? Can you try linking to that, from your other/external checking accounts?

I will see if that works.