I'm an academic who plans to exit the "ivory tower" (no such thing, in my experience) in a year at the age of 57. Adorable spouse, no kids. Having had four huge health crises (1991, 1992, 1995, and 2009) I want to make sure I HAVE some retirement! Didn't save enough in the 90s, because with my health so dicey, there wasn't much motivation. We'll move back to NYC and probably do a bit of part-time stuff, which I understand isn't really "retirement", but will accomplish my/our goals. Glad to meet you all!