I joined in 2007 with about $300k in my accounts. This month we hit $3m in our retirement accounts, which is our FIRE number. I just turned 46, hubby is 49.
We started "coasting" a few years ago, I quit my job at megacorp, started a business, got a new megacorp job in a different field for a few years, then got laid off from that last June. Hubby worked until 3 years ago, and quit. Was casually looking for a job for a while, but he shouldn't need to go back now.
I found a seasonal position in the tax business, and I think I'll keep up with it for a few years as it's interesting, and during the time of year we wouldn't want to travel during anyway. It'll also pay for some house upgrades that aren't in our monthly budget.
Currently planning a west coast road trip for our first big retired vacation.
With work and rental income, our income is too high for ACA subsidies, so we're doing a lot of Roth conversions for last year and probably the next 2-3 years at least. Converting into the 24% bracket while it's here. Our 401k balances got very large, and our Roth's are not very large.
Thank you for all the great info and advice over the years! We couldn't of done it without you.
We started "coasting" a few years ago, I quit my job at megacorp, started a business, got a new megacorp job in a different field for a few years, then got laid off from that last June. Hubby worked until 3 years ago, and quit. Was casually looking for a job for a while, but he shouldn't need to go back now.
I found a seasonal position in the tax business, and I think I'll keep up with it for a few years as it's interesting, and during the time of year we wouldn't want to travel during anyway. It'll also pay for some house upgrades that aren't in our monthly budget.
Currently planning a west coast road trip for our first big retired vacation.
With work and rental income, our income is too high for ACA subsidies, so we're doing a lot of Roth conversions for last year and probably the next 2-3 years at least. Converting into the 24% bracket while it's here. Our 401k balances got very large, and our Roth's are not very large.
Thank you for all the great info and advice over the years! We couldn't of done it without you.