Assuming that you have the funds to allow you to delay making an SS choice, how much (if any) should the existing market climate affect the decision on when to take SS?
For example, if the market is in a recession is it better to use funds from your portfolio and delay SS and if the market is in a bull trend, is it reasonable to take SS at that point and let the portfolio ride the market wave? Or does the opposite apply?
Does this even make any sense or is it just a form of market timing and should be totally disregarded when making the call?
For example, if the market is in a recession is it better to use funds from your portfolio and delay SS and if the market is in a bull trend, is it reasonable to take SS at that point and let the portfolio ride the market wave? Or does the opposite apply?
Does this even make any sense or is it just a form of market timing and should be totally disregarded when making the call?
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