FIREHAPPY
Dryer sheet aficionado
Retired at 54 in 2016. Wife retires end of this week at 53. DINKs. For 30+ years we've been geared as savers, living off one income and saving the other. I've done my homework, met with my adviser at FIDO, and understand how much we can safely withdraw using the 'significantly below average' model on the FIDO retirement site.
As we near "real' retirement with no more earned wages/paycheck, I catch myself thinking maybe we should spend less just to be safe.
"Let's go to Florida instead of Maui next month"! Or, "let's wait to replace the 2006 car a few more years since this one is running fine." Both Maui and a new car are in the budget!
I don't want to cheat ourselves out of the benefits of our hard work.
Have any of you experienced similar mental challenges? Would love to hear how you overcame them to fully enjoy retirement.
As we near "real' retirement with no more earned wages/paycheck, I catch myself thinking maybe we should spend less just to be safe.
"Let's go to Florida instead of Maui next month"! Or, "let's wait to replace the 2006 car a few more years since this one is running fine." Both Maui and a new car are in the budget!
I don't want to cheat ourselves out of the benefits of our hard work.
Have any of you experienced similar mental challenges? Would love to hear how you overcame them to fully enjoy retirement.