Markola
Thinks s/he gets paid by the post
S&P 500 is -10% for 1 year. That doesn't make me feel bad.
Going into retirement 2.5 years ago I had gradually set our investments to 50/50 AA. I did that recognizing the worst drawdown on various AA ratios. IOW, I accept what happens and don't make strategy changes.
I realize every one is different. I can only offer what we do as an example. It's just talk.
Same. 50/50. In our case, at 56 and 59, our effort to be as ready for anything as we can be includes being globally-diversified in index funds. Plus we have home equity we could do something with someday, if necessary. And we intend to take SS at age 70. Long term care insurance. And we have a 2.5% speculative investment at the margins. And we still work just a little. Finally, we just take the long view and leave it all alone to cycle.