Hello all.
For my working life I have been good at saving money, investing it, etc. In addition, my spending habits are very much under control. My biggest expense that I should/could control is eating out too much. But I am 28 and single and I don't like cooking for myself.
Anyways, I think trying to go to a budget and stick to it cold turkey is a pretty hard thing to do. I am self-employed (in case you guys forgot) and basically my finances go like this:
A. work
B. collect payments
C. stock-pile cash
D. end of the month - pay off bills, debts, tax payments, etc.
E. repeat
Any suggestions would be appreciated.
For my working life I have been good at saving money, investing it, etc. In addition, my spending habits are very much under control. My biggest expense that I should/could control is eating out too much. But I am 28 and single and I don't like cooking for myself.
Anyways, I think trying to go to a budget and stick to it cold turkey is a pretty hard thing to do. I am self-employed (in case you guys forgot) and basically my finances go like this:
A. work
B. collect payments
C. stock-pile cash
D. end of the month - pay off bills, debts, tax payments, etc.
E. repeat
Any suggestions would be appreciated.