Ibonds started out as place to hold an emergency fund, then a spot to pick up some tax advantage space, now it's looking like a nice little pile to cover some early retirement income being in my mid 50s.
As it stands today ibonds will cover a good 3 years of spending. Ibonds plus income from the other pile (stocks, typical bonds) could probably get us to SS age 10-15 years from today.
Planning on buying again in 2024, probably will keep buying while still working for another 2-3 years but after that I'm not sure.
In other words, when is enough enough?
A side note I like ibonds for place to kind of set it and forget it, could do better probably but I'm lazy, what can I say.
As it stands today ibonds will cover a good 3 years of spending. Ibonds plus income from the other pile (stocks, typical bonds) could probably get us to SS age 10-15 years from today.
Planning on buying again in 2024, probably will keep buying while still working for another 2-3 years but after that I'm not sure.
In other words, when is enough enough?
A side note I like ibonds for place to kind of set it and forget it, could do better probably but I'm lazy, what can I say.