How does this work in coordination w/ personal auto insurance? My understanding is that personal insurance is primary and cc insurance is secondary so personal insurance does not cover deductible but cc insurance does (for collision). Rental cars are most often current or newer models but personal autos are often older. Does the personal policy cover the rental car for its full value or only up to the limits of the highest value car that you own?
If the latter, does the cc insurance cover the amount over that limit up to the total value of the car? The cc insurance also covers loss of use charges that the personal policy doesn't.
If the latter, does the cc insurance cover the amount over that limit up to the total value of the car? The cc insurance also covers loss of use charges that the personal policy doesn't.