UnderTheRadar
Dryer sheet aficionado
- Joined
- May 20, 2007
- Messages
- 46
After 15 yrs of DCA and socking away 15-25% a year....it is tough. I have to admit that I thought it would get eventually easier as time goes by. It is amazing how human nature is to spend everything you make even as hard as you try not to. Thank goodness for forced savings thru payroll deductions.
Wife and I constantly fight the monthly budget, cuss and discuss the vacations we are not taking, the cars we are not driving, the and the crappy furniture we still have! I guess I am just venting - what kind of pep talk do you give yourself to stay the course?
For these first years, the excitement of tracking expenses and seeing $$$ grow seemed to be enough to keep motivated. Now it is just a massive test in delayed gratification.
(By the way, I am about to turn 40....hope I am still allowed to post here!.... I feel more younger than older!)
Wife and I constantly fight the monthly budget, cuss and discuss the vacations we are not taking, the cars we are not driving, the and the crappy furniture we still have! I guess I am just venting - what kind of pep talk do you give yourself to stay the course?
For these first years, the excitement of tracking expenses and seeing $$$ grow seemed to be enough to keep motivated. Now it is just a massive test in delayed gratification.
(By the way, I am about to turn 40....hope I am still allowed to post here!.... I feel more younger than older!)