nun
Thinks s/he gets paid by the post
- Joined
- Feb 17, 2006
- Messages
- 4,872
Many advisers and articles are concerned with how long your retirement income and nest egg will last. They plan for spending down of principal and the "trick" is to die before your money runs out. Is anyone here going to LBYM in ER so that they continue the accumulation phase in retirement? You spend less than your income sources and invest the surplus to increase your net worth! Duh! This doesn't assume a certain SWR, just that it's always less than your investments, SS etc produce each year.