pb4uski
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I'm quite surprised that my AA is so close to target given that I rebalanced just before year end 2014. Equities are 59.7% vs 60% target. Fixed income is 35.2% vs 34% target. Cash is 5.1% vs 6% target.
Cash is lower due to living expense withdrawals YTD so at this time of year it would be expected to be below target and equities and bonds would be expected to be above target. However, even adjusting for the drift expected from YTD living expense withdrawals balances are quite close to target. If I adjust for withdrawals equities are 59.7% vs 60.6% target, fixed income is 34.8% vs 34.3% target and cash is 5.1% vs 5.0% target.
Some amounts may not add due to rounding.
Cash is lower due to living expense withdrawals YTD so at this time of year it would be expected to be below target and equities and bonds would be expected to be above target. However, even adjusting for the drift expected from YTD living expense withdrawals balances are quite close to target. If I adjust for withdrawals equities are 59.7% vs 60.6% target, fixed income is 34.8% vs 34.3% target and cash is 5.1% vs 5.0% target.
Some amounts may not add due to rounding.