Danmar
Thinks s/he gets paid by the post
Where I come from debt is a tool, just like a hammer or a gun. If used correctly it can be really useful. If used incorrectly it can cause significant damage. If you use a credit card you have debt, even if only until you pay it off at the end of the month. A car payment or a mortgage is the same thing with a longer interval. A lot of people play credit card games for fun and profit. I don't, but there's nothing wrong with it. If you're purely cash on the barrelhead, more power to you, but you're just avoiding use of a particular tool. Which is a personal choice, and has nothing to do with being FI.
Yes, I understand you point of view. This is a point of view that is more prevalent in the U.S. than other places, ie Canada. Nothing wrong with this view, just that it is less common in other places. Probably a little cultural and may be caused by the structure of your mortgage market, ie the availability of fixed rate long term mortgages coupled with tax relief for interest paid. These are generally not available in Canada.
Also, I think your characterization of credit cards as debt, even though they are paid off each month, is a little bit of a stretch.