Indeed, they are both funds that include bonds.I voted mostly/all in bond funds but that actually includes half of the bonds being in balanced funds (Wellington/Wellesley). Seems you intended that as a part of this choice here.
Wondering why annuities are not a poll option. Even though many disdain them, others probably use them. Am I misinterpreting "fixed income"?
Amethyst
ZactlyI am speculating that perhaps the OP wanted to know whether mutual funds or individual bonds were preferred by those investing in bonds (?). At least, that is how I interpreted the question.
That would mix two questions and risk compromising the result. I am just trying to find out how many people (go to the trouble to) invest in individual bonds vs bond funds, that simple.Based on the poll options, seems like the poll question should be "How is the bond portion of your AA invested?" with an additional "I don't have bonds" option.
Your poll suggests that most people are bond funds. I would also say that being in intermidiate funds is the way to go right now.Zactly
I am entirely bond funds, mostly due to inertia. I keep trying to talk myself into some individual bonds, but haven't convinced myself yet.
And thanks to all who have/are voting.