fisherman
Full time employment: Posting here.
- Joined
- Jul 7, 2007
- Messages
- 501
For those of us that have managed to get individual Health Ins I am curious as to the premium increases you have seen each year and what your experience has been with getting payment if you go above your deductible in costs.
We have had our policy for four years and the increase has been 12% every year but last year when it was 25%. This years came in and was 12% again. It is an old policy not subject to the new law so the new law is not a factor in the 25% increase. No one on the policy passed a rate ban last year either.
In the last four years we have never met our deductible so we have no experience with dealing with the Ins co for major costs or hospitalization yet.
This is not a scientific poll and is just an attempt to get over all experiences in the Individual market.
We have had our policy for four years and the increase has been 12% every year but last year when it was 25%. This years came in and was 12% again. It is an old policy not subject to the new law so the new law is not a factor in the 25% increase. No one on the policy passed a rate ban last year either.
In the last four years we have never met our deductible so we have no experience with dealing with the Ins co for major costs or hospitalization yet.
This is not a scientific poll and is just an attempt to get over all experiences in the Individual market.