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- Jun 25, 2005
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Let's try another "how much cash?" poll with more options to choose from.
What is the amount of cash you have as a percent of your invested assets plus any other cash hanging around?
The idea is not to count net worth, so leave out cars, houses, other real estate (even if you count real property as part of your invested assets). The idea is to count cash in savings, checking, CDs as part of invested assets like stocks, bonds, mutual funds, ETFs, variable annuities, and those cash instruments.
Also a short-term bond fund or other bond fund is not cash, but something where the NAV does not fluctuate and are easy to get in a week or so like a stable value fund or I-bonds or E-bonds are cash.
It is your call whether you call something like TIAA Traditional Annuity cash or not. It can take a while to get money from TIAA for some folks.
Things like pensions and other income streams (SPIAs) don't get included.
What is the amount of cash you have as a percent of your invested assets plus any other cash hanging around?
The idea is not to count net worth, so leave out cars, houses, other real estate (even if you count real property as part of your invested assets). The idea is to count cash in savings, checking, CDs as part of invested assets like stocks, bonds, mutual funds, ETFs, variable annuities, and those cash instruments.
Also a short-term bond fund or other bond fund is not cash, but something where the NAV does not fluctuate and are easy to get in a week or so like a stable value fund or I-bonds or E-bonds are cash.
It is your call whether you call something like TIAA Traditional Annuity cash or not. It can take a while to get money from TIAA for some folks.
Things like pensions and other income streams (SPIAs) don't get included.
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