Portfolio tracking website

[Raymond01]

Is there a portfolio tracking website which will track my taxable account mutual funds and bonds, and also track my 401K funds? I'd like to have a big picture view of my entire portfolio at the end of each quarter etc. showing what my current vs. target asset allocation. The difficulty I have is how to show the proprietary funds that are in my 401k as it appears their fund symbols are not tracked?? Anyone else have a good way to do this?

 

[marko]

I use Morningstar. You can sort by week,month, 1,5,10 and 15 years etc. Does an analysis of your AA, stock intersections and so on.

 

[Raymond01]

Will it allow me to track my 401k funds?

 

[frayne]

Long time Morningstar user here as well, plus it's free.

 

[frayne]

Will it allow me to track my 401k funds?

Yes

 

[LOL!]

If your 401(k) has no ticker symbols, then I don't see how Morningstar can directly track your 401(k).

One can use proxy funds, but I don't think you want to. And it appears that you want things to be done automatically, so that the web site logs into your 401(k) and scrapes the information and presents it to you.

 

[Senator]

I have used Personal Capital without any issues. They will download the holdings of your 401K and it's free.

 

[tmm99]

Personal Capital cannot track my 401K funds. My 401K is full of obscure funds.


Sent from my iPad using Early Retirement Forum

 

[Cobra9777]

All the account aggregation tools I've dealt with (Personal Capital, Mint, and Fidelity Full-View) had difficulty with tickerless funds within employer-sponsored plans. Some have workarounds, but it is never fully automated. For example, DW owns an S&P 500 index fund in a 457b which has no ticker. Fidelity Full-View pulls in the correct account balance and transactions, but cannot classify it in the asset allocation because there is no ticker symbol. Personal Capital allows me to assign an asset class or provide a surrogate ticker such as SPY.

I think Personal Capital may work best for you. I really like the portfolio analytics and the very detailed drill-down into asset allocation vs target. But I share your frustration with the obscure tickerless funds. I can't wait for DW to retire so I can roll her 457b into an IRA at Fidelity and be done with that nonsense.

 

[rdy2go]

I went in to Morningstar and forgot that I had entered my funds a few years ago. I deleted everything and started over and entered everything again. It isn't the slickest portfolio organizer but it will do for now. My employer moved the ESOP into our 401K plan and have it set up as a fund, but no symbol for that one, so I just took the dollar amount and entered it as though it was shares of common stock. The fund has a different share price than the common stock, so I had to fudge things to get a value that it understood.

Thanks for reminding me about Morningstar!

 

[big-papa]

If you happen to have an account at Fidelity, you can use "Full View" to see all of your mutual funds at all of your accounts.

 

[donheff]

I use Morningstar. You can sort by week,month, 1,5,10 and 15 years etc. Does an analysis of your AA, stock intersections and so on.

Long time Morningstar user here as well, plus it's free.

I put my holdings in Morningstar but I can't see how to get an AA review for free. XRay requires premium membership. Am I missing something?

 

[littleb]

If you happen to have an account at Fidelity, you can use "Full View" to see all of your mutual funds at all of your accounts.

You can add all your accounts to Fidelity but you have to update them manually. I usually do this every 5-6 months to see an accurate portfolio for investing and retirement purposes. The Fidelity funds are automatically updated daily.

 

[braumeister]

I put my holdings in Morningstar but I can't see how to get an AA review for free. XRay requires premium membership. Am I missing something?

You can use the Instant X-ray feature (under the Tools tab), but it won't save it. You have to enter all your holdings every time you use it.

 

[donheff]

You can use the Instant X-ray feature (under the Tools tab), but it won't save it. You have to enter all your holdings every time you use it.

Thanks, I found it. Not much better than my hand coded version in my spreadsheet.

 

[Gotadimple]

Actually, Portfolio can be customized to varying views of your portfolio info, which you may/may not store in your spreadsheet. The customization stays, but you need to adjust holdings for changes over time.

I don't use it for a weekly review, but for an occasional view of my holdings. But, again, if you are dealing with private funds without a ticker, it is of limited use.

- Rita

 

[Raymond01]

Thx for the input everyone.

 

[Options]

Anyone with all of their funds with VG, but still use an additional PF tracker? I find VG good enough for my needs since my PF is simple one. I am curious if anyone with all accounts at VG has found any advantages using outside PF trackers as well.

 

[sengsational]

You can use the Instant X-ray feature (under the Tools tab), but it won't save it. You have to enter all your holdings every time you use it.

There's a feature of LastPass that can manage that for you: Tools > Save All Entered Data. LastPass is primarily a password manager, but it's handy for things like this too.

 

[littleb]

There's a feature of LastPass that can manage that for you: Tools > Save All Entered Data. LastPass is primarily a password manager, but it's handy for things like this too.

Wow. I just tried Last Pass with Instant Xray and it works.

Thanks for the tip since this will be very useful in retaining data.

 

[Rdub]

I use Personal Capital and my trusty spreadsheet for Asset Location and Allocation. Even if Personal capital cannot pick up the ticker, it allows you to break the security down to an equivalent type of security.

 

[sengsational]

I have used Personal Capital without any issues. They will download the holdings of your 401K and it's free.

Personal Capital cannot track my 401K funds. My 401K is full of obscure funds.


Sent from my iPad using Early Retirement Forum

I use Personal Capital and my trusty spreadsheet for Asset Location and Allocation. Even if Personal capital cannot pick up the ticker, it allows you to break the security down to an equivalent type of security.

I hadn't heard of Personal Capital before, so went over for a look. I couldn't tell what their business model was. Giving away a planning tool, but how do they make money?

Since I'm uncomfortable giving out credentials to my financial sites, I wondered if one could utilized their model by entering data instead of them pulling data.

 

[aja8888]

I hadn't heard of Personal Capital before, so went over for a look. I couldn't tell what their business model was. Giving away a planning tool, but how do they make money?

They call you and try to sell you financial services.

 

[littleb]

They call you and try to sell you financial services.

They call you every week trying to get your business so
I closed my account with them because they would not give up.

 

[Cobra9777]

They call you every week trying to get your business so I closed my account with them because they would not give up.

That's not been my experience. I have twice opened an account with Personal Capital. Got one phone call each time. Never heard from them again.

It's a very good free tool. Not perfect, but getting better all the time. You do have to be comfortable providing your login credentials to a third party, which is a show-stopper for some.