Ok, peoples. I have come up with an AA for the first 11 years.
Does this make any sense.
Also I am having a hard time choosing between SPY or VTI.
A. 75% Domestic Equity
of which 5% common Energy companies Stock
10% Various stock to even out SPY overweights)
(Still working on this, PGH, DOM...WTU...)
60% SPY or VTI
B. 20% Foreign Equity
VWO
C. 5% Domestic Bonds
BIV
Then I plan to for another 10 years
A. 75% Domestic Equity
SPY or VTI
B. 5% Foreign Equity
VWO
C. 15% Domestic Bonds
BIV EDV
And I really cant see what to do with 15 years left so oh well.... ...
Does this make any sense.
Also I am having a hard time choosing between SPY or VTI.
A. 75% Domestic Equity
of which 5% common Energy companies Stock
10% Various stock to even out SPY overweights)
(Still working on this, PGH, DOM...WTU...)
60% SPY or VTI
B. 20% Foreign Equity
VWO
C. 5% Domestic Bonds
BIV
Then I plan to for another 10 years
A. 75% Domestic Equity
SPY or VTI
B. 5% Foreign Equity
VWO
C. 15% Domestic Bonds
BIV EDV
And I really cant see what to do with 15 years left so oh well.... ...