I am 62 and thinking about retirement. But I am a bit concerned about the intent to repeal ACA. I know that the provision that health insurance companies must accept patients regardless of pre-existing conditions is very popular and likely to survive (and is in the currently-being debated bill), but I want to be very cautious.
So here is my concern. If I retire now and purchase a health insurance plan for my wife and me, can the insurance company later drop us if the provision preventing refusal for a pre-existing condition goes away? Since my wife just turned 62 (and does not work) I need to be sure we will have coverage for three years, till we are both 65.
Thanks!
So here is my concern. If I retire now and purchase a health insurance plan for my wife and me, can the insurance company later drop us if the provision preventing refusal for a pre-existing condition goes away? Since my wife just turned 62 (and does not work) I need to be sure we will have coverage for three years, till we are both 65.
Thanks!