RASAP
Recycles dryer sheets
- Joined
- May 18, 2006
- Messages
- 120
While we seem to be on the subject of obtaining private health insurance, here is a question I’d like to get some feedback on from those of you that have some experience with it...
What types of “minor” conditions cause an insurance company to reject or your application or increase the premiums significantly? I understand that things like heart attacks and major cancers are cause for immediate rejection, but what about less significant things. For example, is a history of some minor skin cancers (that have subsequently been cured) something that a carrier will focus on or does it require something much more significant to get their attention?
What types of “minor” conditions cause an insurance company to reject or your application or increase the premiums significantly? I understand that things like heart attacks and major cancers are cause for immediate rejection, but what about less significant things. For example, is a history of some minor skin cancers (that have subsequently been cured) something that a carrier will focus on or does it require something much more significant to get their attention?