fisherman
Full time employment: Posting here.
- Joined
- Jul 7, 2007
- Messages
- 501
Considering a life change so here is some background and my questions. Thank to everyone in advance for any input, suggestions, considerations, etc.
We are headed to a little town near Venice Fl called Englewood for a two week vacation in a few days. We have been spending three to five weeks there a year for a few years now and really like the area.
We have met several locals, of course most are older and like to fish so it is perfect for me. One local raised a family there and suggested we move to Englewood. I have to admit the idea is appealing. To get DW to move would take some convincing and would not happen until she is happy with the idea. Our kids are 3 and 10 so a move in the next year would be one of the few times we would consider it. Once the oldest is in seventh grade (currently 5th) we would like to not move him.
The area is a little smaller than our home town which is the only place we have ever lived BTW. It does seem to have the amenities we use at home. Other than the difference in home owners insurance the cost of living in the area is the same and somewhat lower.
The move would take us from two homes to one so it would be a net cost savings it appears. Home sales in our current area are somewhat slow but have recently picked up and given how long we have owned both we still stand to make a profit. We might even sell just one and hold one for a year or so until we know we want to stay if we make the move.
We have been very fortunate since ESRing in late 2007. The port. weathered the down turn well and is well above the 2007 high now. This is due to dirty market timing which was only by luck and the market timing is something we will likely not repeat as we have never tried to time the market before. Per Firecalc which we have been checking for over three years now we are good to fully retire if desired and would be at a 3% WR with padding if we dropped our part-time business.. Our part-time business is Internet based and has done well for the last several years and would not be an issue if we moved if we want to keep it. All this is just to say that finding a j*b is not an issue in this possible move.
We have an individual health Ins policy so I will need to investigate if we can get one in FL and what that cost difference would be. Should still be able to qualify as no major health issues since we got the current one. Obviously this could be the deal breaker as we will not go without health ins.
We do have college savings in separate accounts for the kids and will have to consider the costs of college in Florida compared to our state to be sure we would still have that covered for them
So enough background.
What is it like to relocate at a personal level?
What might it be like for our oldest? He does seem to handle change well and does not really have a very close friend at this time that he would miss. He does have some friends but seems to move to different ones as the years change.
Has anyone grown up near the beach in Florida and have any experiences to share?
I have looked at the statistics for the area and the schools, crime, demographics are similar. Its hard to know about schools for sure until you are in them however but the schools appear to rate well.
For DW and I we tend to meet new people easily so not to concerned and since we ESR'd a couple of years ago our friends have been changing anyway as the old ones are still at Mega Cr*p.
We always turned down moves at Mega Cr*p but now that the possible move would be to a place we chose it seems more appealing.
To many questions to ask so please share your relocation experiences.
We are headed to a little town near Venice Fl called Englewood for a two week vacation in a few days. We have been spending three to five weeks there a year for a few years now and really like the area.
We have met several locals, of course most are older and like to fish so it is perfect for me. One local raised a family there and suggested we move to Englewood. I have to admit the idea is appealing. To get DW to move would take some convincing and would not happen until she is happy with the idea. Our kids are 3 and 10 so a move in the next year would be one of the few times we would consider it. Once the oldest is in seventh grade (currently 5th) we would like to not move him.
The area is a little smaller than our home town which is the only place we have ever lived BTW. It does seem to have the amenities we use at home. Other than the difference in home owners insurance the cost of living in the area is the same and somewhat lower.
The move would take us from two homes to one so it would be a net cost savings it appears. Home sales in our current area are somewhat slow but have recently picked up and given how long we have owned both we still stand to make a profit. We might even sell just one and hold one for a year or so until we know we want to stay if we make the move.
We have been very fortunate since ESRing in late 2007. The port. weathered the down turn well and is well above the 2007 high now. This is due to dirty market timing which was only by luck and the market timing is something we will likely not repeat as we have never tried to time the market before. Per Firecalc which we have been checking for over three years now we are good to fully retire if desired and would be at a 3% WR with padding if we dropped our part-time business.. Our part-time business is Internet based and has done well for the last several years and would not be an issue if we moved if we want to keep it. All this is just to say that finding a j*b is not an issue in this possible move.
We have an individual health Ins policy so I will need to investigate if we can get one in FL and what that cost difference would be. Should still be able to qualify as no major health issues since we got the current one. Obviously this could be the deal breaker as we will not go without health ins.
We do have college savings in separate accounts for the kids and will have to consider the costs of college in Florida compared to our state to be sure we would still have that covered for them
So enough background.
What is it like to relocate at a personal level?
What might it be like for our oldest? He does seem to handle change well and does not really have a very close friend at this time that he would miss. He does have some friends but seems to move to different ones as the years change.
Has anyone grown up near the beach in Florida and have any experiences to share?
I have looked at the statistics for the area and the schools, crime, demographics are similar. Its hard to know about schools for sure until you are in them however but the schools appear to rate well.
For DW and I we tend to meet new people easily so not to concerned and since we ESR'd a couple of years ago our friends have been changing anyway as the old ones are still at Mega Cr*p.
We always turned down moves at Mega Cr*p but now that the possible move would be to a place we chose it seems more appealing.
To many questions to ask so please share your relocation experiences.