TheWizard
Thinks s/he gets paid by the post
I had a seven year span from start of retirement in 2013 until SS started. So I stayed around 55-60% stocks during the first part of that period.
My pension/annuity + SS exceeds my expenses most months now so I invest the excess in my taxable account, which has a target AA of 95% stock funds and 5% cash.
My net withdrawal rate, including RMDs is zero or slightly negative.
I expect my overall stock fund allocation to get up to 75% before too long. It might be even higher, but I have access to TIAA Real Estate Account in tax-deferred and will continue to hold lots of that...
My pension/annuity + SS exceeds my expenses most months now so I invest the excess in my taxable account, which has a target AA of 95% stock funds and 5% cash.
My net withdrawal rate, including RMDs is zero or slightly negative.
I expect my overall stock fund allocation to get up to 75% before too long. It might be even higher, but I have access to TIAA Real Estate Account in tax-deferred and will continue to hold lots of that...