tominboise
Recycles dryer sheets
Roth conversions - how often and when strategy?
I plan on doing Roth conversions this year, up to our income limits to maintain our ACA subsidy for health insurance. My main question is, do you all roll over once, twice or more times per year, as you get a better feel for your income stream? Or do you do it all at the end of the year, when your income is well known. In our case, income is derived from interest on savings, dividends and long term capital gains on equities sold during the year. The balance between the total of those and the subsidy limit is the available amount for Roth rollover.
I plan on doing Roth conversions this year, up to our income limits to maintain our ACA subsidy for health insurance. My main question is, do you all roll over once, twice or more times per year, as you get a better feel for your income stream? Or do you do it all at the end of the year, when your income is well known. In our case, income is derived from interest on savings, dividends and long term capital gains on equities sold during the year. The balance between the total of those and the subsidy limit is the available amount for Roth rollover.
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