bmcgonig
Thinks s/he gets paid by the post
- Joined
- Aug 31, 2009
- Messages
- 1,580
I've been playing with the Schwab calculator just because it's more conservative in its predictions for stocks and bonds in the future than the past many decades. What I've noticed in my runs is that unlike Firecalc, where it's sort of a wash for me when to take SS, I.e., 62 or 70, with Schwab it is a considerable advantage to wait. Anyone else have similar experiences? I'm assuming it's because their projected returns are so low and the guaranteed return for waiting for SS is so much higher?
http://www.schwab.com/public/schwab...and_planning/retirement/retirement_calculator
Brian
http://www.schwab.com/public/schwab...and_planning/retirement/retirement_calculator
Brian